What to Do if You Are Hit by an Uber/Lyft Driver

What to do if Hit by an Uber or Lyft Driver

With the new implementation of Uber and Lyft into the private transportation systems in Las Vegas, drivers are already racking up citations and fines in Las Vegas.

More than 87 drivers in the first couple weeks of September were given citations for not being authorized to drop off or pick up passengers. A spokesman for McCarren International Airport states that all drivers are required to carry a county business license and an airport operating permit in order to drop off or pick up passengers at the airport.

Those citations can carry heavy fines if they are not paid within 10 days, some over $100.

The state gave Uber and Lyft the green light for operation the first week of this month, despite Clark County commissioners denying temporary business licenses that were requested. The county is currently working on language for a new business license ordinance expected around October 20, 2015.

With Uber and Lyft operating on Las Vegas’ streets now, it is important to know your rights when it comes to these new companies.

Know Your Rights if You are Hit By an Uber/Lyft Driver

Uber boasts about having “best in class” insurance coverage for their ridesharing service. Uber maintains a commercial insurance policy of $1,000,000.00 in coverage per incident. An Uber driver’s liability to third parties is covered with this insurance policy from the moment a driver accepts a trip until the trip’s conclusion. This policy is primary to any personal auto coverage policy that the Uber driver may have. The policy also maintains $1,000,000.00 of uninsured/underinsured motorist (UM) coverage. This coverage will apply in the event that another driver causes the accident with an Uber driver and only carries liability insurance.

While $1,000,00.00 in bodily injury coverage seems like a lot to most people, there is a catch. The coverage will only apply in the event that Uber driver causes an accident either with his/her passenger(s) in the car or while travelling to pick up passengers. What happens if the driver causes an accident is not necessarily “on the clock”? In this case, Uber’s policy provides $50,000.00 in bodily injury liability coverage with $1,000,000.00 in coverage per accident and $25,000.00 in property damage coverage in this situation. This policy, however, is only available in the event that the Uber driver’s primary insurance company denies the claim.

Contact an Experienced Henderson Personal Injury Attorney

Just because Uber drivers carry ample insurance does not mean that their insurance company will not fight a claim. Like any other insurance can, you can expect to be treated as if you were suing State Farm or Allstate. The insurance company will attempt to minimize every claim and short-change every claimant they can. That is why it is important to contact an experienced Henderson personal injury lawyer prior to contacting any insurance company. Your lawyer will ensure that your rights are protected and that you will be fully compensated for all your damages and injuries.

If you have been involved in an accident with Uber or Lyft or have questions regarding your insurance coverage, please contact the attorneys at Hale Injury Law today for a free consultation.

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